Comprehensive Financial Planning: Whatever you want your life to look like, we’re here to support that vision. We do that by fine-tuning your financial GPS: your Goals, Protection, and Savings. We help you determine exactly where you want to go, and we make sure the significant people in your life—whether that’s your spouse, business partner, or someone else—are on the same page. Then we establish a strong foundation by protecting the assets you already have, like your ability to earn an income. Once we’ve identified your objectives and minimized risks, we help you determine how much you need to save to reach your goals. Our mission is for you to focus on saving more (rather than spending less) so you can enjoy what you have and feel confident about your decisions.
In our years of wealth management, we’ve learned that most people tend to spend their money one of two ways: like a hare or a turtle. Either they run out of money because they spend too much, or they save it all and never get to enjoy life. But we don’t want you to do either. We help you find the perfect middle ground where you understand exactly what you have and how to reach your goals so you can freely enjoy everything you’ve worked for.
Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed via policy loans to help you supplement your retirement income when your protection needs decrease*. This cash value can also be accessed for other major life events and can play an important part in business succession or charitable giving plans*.
Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.
Retirement Income: Preparing for retirement is easier with the help of our guaranteed^ lifetime income annuity products. You can select an immediate annuity that pays income right away, or a tax-deferred fixed annuity that allows you to set aside money until you need it1. Either way, you will be assured a steady, dependable source of income for life.
Investments# - We offer products and services to help you develop a sound, long-term investment strategy. You can choose from over 10,000 mutual funds, including self-directed, tax-deferred Individual Retirement Accounts (IRAs). We also offer products to fund plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined contribution and defined benefit plans.
Other Products: We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products2. If we don't offer it, chances are we can assist you.
To learn more about our products and services, please feel free to give me a call or request a free consultation. I'll be happy to answer all your questions.
*Policy loans will accrue interest. Any outstanding loans plus interest will reduce the cash value and death benefit of the policy.
^Guarantees are backed by the claims-paying ability of the issuer.
#Securities products and services are offered through NYLIFE Securities LLC (Member FINRA/SIPC), a Licensed Insurance Agency.
1Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 591/2 may also be subject to a 10% federal tax penalty.
2Products available through one or more carriers not affiliated with New York Life Insurance Company, dependent on carrier authorization and product availability in your state or locality.